Disclosures

Own Your Future Now, Inc. (OYFN). Last updated on publication.

Licensing

Own Your Future Now, Inc. is an insurance agency. OYFN and its representatives are currently licensed to offer insurance services in the State of Florida. Invitations to apply for insurance are made only in jurisdictions where OYFN and its representatives are duly licensed. We do not solicit, offer, or sell insurance in any state where we are not licensed. License information is available upon request and is provided where required by law.

Nature of the consultation

The Family & Mortgage Protection Review is a complimentary educational consultation. It is provided as a free service to help families understand their income-protection needs and existing coverage. This consultation is not an offer of insurance, and no insurance coverage is provided free of charge. Use of the word "free" on our pages refers to the educational review only, not to any insurance product.

No guarantees

Any insurance product discussed is subject to eligibility, underwriting, limitations, exclusions, and policy terms. Coverage, approval, and pricing are not guaranteed and depend on the answers provided in a formal application and the issuing carrier's underwriting. Nothing on our pages constitutes an offer of insurance, a guarantee of coverage, a guarantee of approval or pricing, or a promise that any policy will pay off a mortgage.

Mortgage protection framing

"Mortgage protection" refers to life insurance that may be structured with a family's mortgage and household obligations in mind, where suitable. Any coverage discussed is owned by you. It is not issued, endorsed, required by, or affiliated with any mortgage lender or servicer. OYFN is not your mortgage lender or servicer, and no lender requires you to purchase coverage through OYFN.

No government affiliation

Insurance in the United States is regulated by state Departments of Insurance. State regulation governs licensing and solvency but does not create, sponsor, or endorse insurance products. OYFN is not affiliated with, endorsed by, or acting on behalf of any government agency.

Contact and follow-up

By submitting a request, you agree that OYFN and its authorized representatives may contact you by phone call, text message, and email regarding your request, including through automated technology where permitted. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to cancel text messages and HELP for assistance. A licensed insurance agent may contact you regarding your request.

Accuracy of information

Insurance regulations, coverage options, and policy terms vary by state and are subject to change. Information on our pages is provided for general educational purposes and may not reflect the specific options available in your situation. Please consult the applicable policy documentation and a licensed professional for guidance specific to your circumstances before making any insurance decision.

Contact us

Own Your Future Now, Inc.
3426 W 84th Ave, Hialeah, FL 33018
(786) 859-6669 · [email protected]
oyfnfinancial.com

This page is provided for general informational purposes and does not constitute legal advice.